# RJS MORTGAGES LTD (13835732)

> RJS MORTGAGES LTD is an active private limited company (company number 13835732) incorporated on 8 January 2022, registered in Solihull. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest micro accounts cover the period ending 31 March 2025, showing net assets of £4,303, with 1 employee on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets rose 4% on the prior period (£4,141).

- Status: Active
- Incorporated: 2022-01-08
- Registered office: Solihull, B90 4QP
- SIC 64922: Activities of mortgage finance companies
- SIC 65110: Life insurance
- SIC 65120: Non-life insurance
- Next accounts due: 2026-12-31
- Confirmation statement due: 2027-01-22
- Accounts type: MICRO ENTITY

By net assets it sits in the lower half of 164 comparable companies in Birmingham (median £5,658, upper quartile £28k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-03-31 | £4,303 | — | — | £14k | — | — | 1 |
| 2024-03-31 | £4,141 | — | — | £13k | — | — | 1 |

current ratio 0.69; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £4,303 at 31 March 2025
- Current assets below creditors within one year: Current ratio 0.69
- Incorporated two to five years ago: Incorporated 8 January 2022

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Richard James Spiers — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2022-01-08

---
Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/13835732
HTML: https://firmoscan.com/company/13835732-rjs-mortgages-ltd