# INITIAL MORTGAGE SOLUTIONS LTD (13911288)

> INITIAL MORTGAGE SOLUTIONS LTD is an active private limited company (company number 13911288) incorporated on 11 February 2022, registered in Bedford. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest small accounts cover the period ending 31 May 2025, showing net assets of £7,351 and cash of £3,488, with 0 employees on average. Net assets fell 42% on the prior period (£13k).

- Status: Active
- Incorporated: 2022-02-11
- Registered office: Bedford, MK44 2RL
- SIC 64922: Activities of mortgage finance companies
- Next accounts due: 2027-02-28
- Confirmation statement due: 2027-02-25
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the upper half of 3,560 comparable companies in the UK (median £4,704, upper quartile £28k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-05-31 | £7,351 | £3,488 | £9,785 | £5,922 | — | — | 0 |
| 2024-05-31 | £13k | £4,081 | £14k | £5,743 | — | — | — |

current ratio 2.24; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £7,351 at 31 May 2025
- Net assets down 25% or more on the prior period: -41.7% vs prior period
- Current assets at least 1.5× creditors within one year: Current ratio 2.24
- Incorporated two to five years ago: Incorporated 11 February 2022

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Stuart Jeffrey Bolton — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2022-02-11

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/13911288
HTML: https://firmoscan.com/company/13911288-initial-mortgage-solutions-ltd