# RATE FINANCIAL LTD (14057945)

> RATE FINANCIAL LTD is an active private limited company (company number 14057945) incorporated on 20 April 2022, registered in Leigh-On-Sea. Its registered activity is activities auxiliary to financial intermediation n.e.c. (SIC 66190). Latest small accounts cover the period ending 30 April 2025, showing net assets of £801 and cash of £29k, with 6 employees on average. Net assets fell 92% on the prior period (£11k).

- Status: Active
- Incorporated: 2022-04-20
- Registered office: Leigh-On-Sea, SS9 1AW
- SIC 66190: Activities auxiliary to financial intermediation n.e.c.
- Next accounts due: 2027-01-30
- Confirmation statement due: 2027-05-04
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the lower half of 181 comparable companies in Essex (median £7,023, upper quartile £44k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-04-30 | £801 | £29k | £31k | £63k | — | — | 6 |
| 2024-04-30 | £11k | £9,433 | £11k | £10k | — | — | 4 |

current ratio 0.95; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £801 at 30 April 2025
- Net assets down 25% or more on the prior period: -92.5% vs prior period
- Current assets below creditors within one year: Current ratio 0.95
- Incorporated two to five years ago: Incorporated 20 April 2022

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Marcus Robert Moran — can appoint or remove directors, since 2022-04-20
- Mrs Samantha Anne Lena Allen — owns 50–75% of shares; holds 50–75% of voting rights; can appoint or remove directors, since 2022-04-20
- Mr Michael Thomas Mccartney — can appoint or remove directors, since 2022-04-20

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/14057945
HTML: https://firmoscan.com/company/14057945-rate-financial-ltd