# THE SWIFT PAYMENT SOLUTION (MIDLANDS) LTD (14422278)

> THE SWIFT PAYMENT SOLUTION (MIDLANDS) LTD is an active private limited company (company number 14422278) incorporated on 17 October 2022, registered in Alfreton. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest micro accounts cover the period ending 31 October 2025, showing net assets of £13k, with 2 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets rose 1% on the prior period (£13k).

- Status: Active
- Incorporated: 2022-10-17
- Registered office: Alfreton, DE55 7EN
- SIC 64999: Financial intermediation not elsewhere classified
- SIC 66190: Activities auxiliary to financial intermediation n.e.c.
- Next accounts due: 2027-07-31
- Confirmation statement due: 2026-10-31
- Accounts type: MICRO ENTITY

By net assets it sits in the upper half of 143 comparable companies in Derby (median £5,180, upper quartile £68k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-10-31 | £13k | — | — | £12k | — | — | 2 |
| 2024-10-31 | £13k | — | — | £15k | — | — | 2 |

current ratio 1.52; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £12,832 at 31 October 2025
- Current assets at least 1.5× creditors within one year: Current ratio 1.52
- Incorporated two to five years ago: Incorporated 17 October 2022

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mrs Melissa Brown — owns 25–50% of shares; holds 25–50% of voting rights, since 2022-10-17
- Mr Paul Brown — owns 25–50% of shares; holds 25–50% of voting rights, since 2022-10-17

---
Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/14422278
HTML: https://firmoscan.com/company/14422278-the-swift-payment-solution-midlands-ltd