# HAMRO MORTGAGES LTD (14500349)

> HAMRO MORTGAGES LTD is an active private limited company (company number 14500349) incorporated on 22 November 2022, registered in Camberley. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest small accounts cover the period ending 30 November 2025, showing net assets of £233 and cash of £16k, with 1 employee on average. Net assets fell 74% on the prior period (£907).

- Status: Active
- Incorporated: 2022-11-22
- Registered office: Camberley, GU15 3HL
- SIC 64922: Activities of mortgage finance companies
- SIC 64999: Financial intermediation not elsewhere classified
- Next accounts due: 2027-08-30
- Confirmation statement due: 2026-12-06
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the lower half of 64 comparable companies in Surrey (median £4,485, upper quartile £21k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-11-30 | £233 | £16k | — | £20k | — | — | 1 |
| 2024-11-30 | £907 | £11k | — | £14k | — | — | 0 |

current ratio 0.76; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £233 at 30 November 2025
- Net assets down 25% or more on the prior period: -74.3% vs prior period
- Current assets below creditors within one year: Current ratio 0.76
- Incorporated two to five years ago: Incorporated 22 November 2022

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Manish Gurung — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2022-11-22

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/14500349
HTML: https://firmoscan.com/company/14500349-hamro-mortgages-ltd