# OPTIME FINANCE LTD (14517222)

> OPTIME FINANCE LTD is an active private limited company (company number 14517222) incorporated on 30 November 2022, registered in Benfleet. Its registered activity is financial management (SIC 70221). Latest micro accounts cover the period ending 31 December 2025, showing net assets of £109k, with 1 employee on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets were unchanged on the prior period. Across the last 3 periods on record the net-asset trend is falling.

- Status: Active
- Incorporated: 2022-11-30
- Registered office: Benfleet, SS7 3LT
- SIC 70221: Financial management
- Next accounts due: 2027-09-30
- Confirmation statement due: 2026-12-14
- Accounts type: MICRO ENTITY

By net assets it sits in the top quarter of 335 comparable companies in Essex (median £4,401, upper quartile £41k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-12-31 | £109k | — | — | £7,420 | — | — | 1 |
| 2025-11-30 | £109k | — | — | — | — | — | 1 |
| 2024-11-30 | £140k | — | — | — | — | — | 2 |

current ratio 15.69; net assets trend falling; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £108,977 at 31 December 2025
- Current assets at least 1.5× creditors within one year: Current ratio 15.69
- Three or more accounting periods on record: 3 periods on record
- Incorporated two to five years ago: Incorporated 30 November 2022

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mrs Alanna Ruby Louise Jackson — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2022-11-30

---
Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/14517222
HTML: https://firmoscan.com/company/14517222-optime-finance-ltd