# N&S CONSULTANCY LIMITED (14596027)

> N&S CONSULTANCY LIMITED is an active private limited company (company number 14596027) incorporated on 16 January 2023, registered in Plymouth. Its registered activity is activities of insurance agents and brokers (SIC 66220). Latest micro accounts cover the period ending 31 January 2026, showing net assets of £514, with 1 employee on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 89% on the prior period (£4,633).

- Status: Active
- Incorporated: 2023-01-16
- Registered office: Plymouth, PL9 9GB
- SIC 66220: Activities of insurance agents and brokers
- Next accounts due: 2027-10-31
- Confirmation statement due: 2027-01-30
- Accounts type: MICRO ENTITY

By net assets it sits in the lower half of 676 comparable companies in Other (median £17k, upper quartile £76k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2026-01-31 | £514 | — | — | £38k | — | — | 1 |
| 2025-01-31 | £4,633 | — | — | £19k | — | — | 1 |

current ratio 0.99; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £514 at 31 January 2026
- Net assets down 25% or more on the prior period: -88.9% vs prior period
- Current assets below creditors within one year: Current ratio 0.99
- Incorporated two to five years ago: Incorporated 16 January 2023

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Neil Spencer — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2023-01-16

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/14596027
HTML: https://firmoscan.com/company/14596027-n-s-consultancy-limited