# PROTECTA MORTGAGES LTD (14835898)

> PROTECTA MORTGAGES LTD is an active private limited company (company number 14835898) incorporated on 30 April 2023, registered in Littlehampton. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest micro accounts cover the period ending 30 April 2026, showing net assets of £5,076, with 2 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets rose 66% on the prior period (£3,063).

- Status: Active
- Incorporated: 2023-04-30
- Registered office: Littlehampton, BN17 6WB
- SIC 64922: Activities of mortgage finance companies
- SIC 65110: Life insurance
- Next accounts due: 2028-01-30
- Confirmation statement due: 2027-05-14
- Accounts type: MICRO ENTITY

By net assets it sits in the upper half of 52 comparable companies in Brighton (median £3,238, upper quartile £17k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2026-04-30 | £5,076 | — | — | £12k | — | — | 2 |
| 2025-04-30 | £3,063 | — | — | £9,297 | — | — | — |

current ratio 0.82; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £5,076 at 30 April 2026
- Net assets up 10% or more on the prior period: +65.7% vs prior period
- Current assets below creditors within one year: Current ratio 0.82
- Incorporated two to five years ago: Incorporated 30 April 2023

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr James Oliver Vervecken — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2023-04-30

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/14835898
HTML: https://firmoscan.com/company/14835898-protecta-mortgages-ltd