# BRIGHT FUTURE MORTGAGES LTD (14932103)

> BRIGHT FUTURE MORTGAGES LTD is an active private limited company (company number 14932103) incorporated on 13 June 2023, registered in Chelmsford. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest small accounts cover the period ending 30 June 2025, showing net assets of £5,615 and cash of £16k, with 1 employee on average. Net assets rose 118% on the prior period (£2,572).

- Status: Active
- Incorporated: 2023-06-13
- Registered office: Chelmsford, CM1 3BZ
- SIC 64922: Activities of mortgage finance companies
- Next accounts due: 2027-03-30
- Confirmation statement due: 2027-06-27
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the lower half of 193 comparable companies in Essex (median £8,833, upper quartile £34k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-06-30 | £5,615 | £16k | — | — | — | — | 1 |
| 2024-06-30 | £2,572 | £4,930 | — | — | — | — | 1 |

size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £5,615 at 30 June 2025
- Net assets up 10% or more on the prior period: +118.3% vs prior period
- Incorporated two to five years ago: Incorporated 13 June 2023

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Oliver Ben Reece — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2023-06-13

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/14932103
HTML: https://firmoscan.com/company/14932103-bright-future-mortgages-ltd