# CONSTRUCTIVE ASSET FINANCE LTD (14996682)

> CONSTRUCTIVE ASSET FINANCE LTD is an active private limited company (company number 14996682) incorporated on 11 July 2023, registered in Blackpool. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest small accounts cover the period ending 31 July 2025, showing net assets of £257k and cash of £219k, with 2 employees on average. Net assets rose 286% on the prior period (£67k).

- Status: Active
- Incorporated: 2023-07-11
- Registered office: Blackpool, FY4 5GU
- SIC 64999: Financial intermediation not elsewhere classified
- Next accounts due: 2027-04-30
- Confirmation statement due: 2027-07-25
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the top quarter of 321 comparable companies in Lancashire (median £11k, upper quartile £81k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-07-31 | £257k | £219k | £85k | £85k | — | £191k | 2 |
| 2024-07-31 | £67k | £16k | £74k | £20k | — | £66k | 2 |
| 2023-07-10 | — | — | — | — | — | — | — |

current ratio 3.59; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £257,168 at 31 July 2025
- Net assets up 10% or more on the prior period: +286.1% vs prior period
- Current assets at least 1.5× creditors within one year: Current ratio 3.59
- Cash at bank of £50,000 or more: Cash £218,794
- Three or more accounting periods on record: 3 periods on record
- Incorporated two to five years ago: Incorporated 11 July 2023

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Stephen John Crilley — owns 25–50% of shares; holds 25–50% of voting rights, since 2023-07-11
- Andrew Mark Thrower — owns 25–50% of shares; holds 25–50% of voting rights, since 2024-04-16

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/14996682
HTML: https://firmoscan.com/company/14996682-constructive-asset-finance-ltd