# EMMA MORTGAGES LTD (15055836)

> EMMA MORTGAGES LTD is an active private limited company (company number 15055836) incorporated on 7 August 2023, registered in Kenilworth. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest micro accounts cover the period ending 31 March 2026, showing net assets of £1,572, with 1 employee on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 89% on the prior period (£14k). Across the last 3 periods on record the net-asset trend is volatile.

- Status: Active
- Incorporated: 2023-08-07
- Registered office: Kenilworth, CV8 2RJ
- SIC 64922: Activities of mortgage finance companies
- Next accounts due: 2027-12-31
- Confirmation statement due: 2027-08-21
- Accounts type: MICRO ENTITY

By net assets it sits in the lower half of 3,560 comparable companies in the UK (median £4,704, upper quartile £28k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2026-03-31 | £1,572 | — | — | £4,726 | — | — | 1 |
| 2025-08-31 | £14k | — | — | £7,896 | — | — | 1 |
| 2024-08-31 | £12k | — | — | £3,838 | — | — | 1 |

current ratio 1.37; net assets trend volatile; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £1,572 at 31 March 2026
- Net assets down 25% or more on the prior period: -89.0% vs prior period
- Three or more accounting periods on record: 3 periods on record
- Incorporated two to five years ago: Incorporated 7 August 2023

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mrs Emma Lucy Williams — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2023-08-07

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/15055836
HTML: https://firmoscan.com/company/15055836-emma-mortgages-ltd