# SL FINANCIAL LTD (15255178)

> SL FINANCIAL LTD is an active private limited company (company number 15255178) incorporated on 2 November 2023, registered in Bargoed. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest small accounts cover the period ending 30 November 2025, showing net assets of −£1,889 and cash of £1,246, with 1 employee on average. Net assets fell 177% on the prior period (£2,448).

- Status: Active
- Incorporated: 2023-11-02
- Registered office: Bargoed, CF81 9EE
- SIC 64922: Activities of mortgage finance companies
- SIC 65110: Life insurance
- SIC 66220: Activities of insurance agents and brokers
- Next accounts due: 2027-08-30
- Confirmation statement due: 2026-11-16
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the bottom quarter of 100 comparable companies in Cardiff (median £2,778, upper quartile £30k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-11-30 | −£1,889 | £1,246 | — | — | — | — | 1 |
| 2024-11-30 | £2,448 | £4,793 | — | — | — | — | 1 |

size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets below zero: Net assets £-1,889 at 30 November 2025
- Net assets down 25% or more on the prior period: -177.2% vs prior period
- Incorporated two to five years ago: Incorporated 2 November 2023

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Ms Siouxsie Louise Carless — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2023-11-02

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/15255178
HTML: https://firmoscan.com/company/15255178-sl-financial-ltd