# UMBRL LTD (15284650)

> UMBRL LTD is an active private limited company (company number 15284650) incorporated on 14 November 2023, registered in London. Its registered activity is activities of insurance agents and brokers (SIC 66220). Latest small accounts cover the period ending 31 December 2025, showing net assets of −£461k and cash of £6,283, with 12 employees on average. Net assets fell 1190% on the prior period (£42k).

- Status: Active
- Incorporated: 2023-11-14
- Registered office: London, SW3 3TQ
- SIC 66220: Activities of insurance agents and brokers
- Next accounts due: 2027-09-30
- Confirmation statement due: 2026-11-28
- Accounts type: SMALL

By net assets it sits in the bottom quarter of 565 comparable companies in London (median £20k, upper quartile £207k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-12-31 | −£461k | £6,283 | — | £291k | — | — | 12 |
| 2024-12-31 | £42k | £30k | — | £71k | — | — | 12 |

current ratio 0.05; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets below zero: Net assets £-460,857 at 31 December 2025
- Net assets down 25% or more on the prior period: -1189.7% vs prior period
- Current assets below creditors within one year: Current ratio 0.05
- Incorporated two to five years ago: Incorporated 14 November 2023

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Philippe Emmanuel Azoulay — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2023-11-14

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/15284650
HTML: https://firmoscan.com/company/15284650-umbrl-ltd