# PRINCIPLE FS LTD (15482528)

> PRINCIPLE FS LTD is an active private limited company (company number 15482528) incorporated on 11 February 2024, registered in Reading. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest small accounts cover the period ending 31 December 2025, showing net assets of £41k and cash of £8,605, with 2 employees on average. Net assets rose 29% on the prior period (£32k).

- Status: Active
- Incorporated: 2024-02-11
- Registered office: Reading, RG31 5AW
- SIC 64922: Activities of mortgage finance companies
- SIC 65110: Life insurance
- Next accounts due: 2027-09-30
- Confirmation statement due: 2027-02-25
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the upper half of 62 comparable companies in Reading (median £15k, upper quartile £54k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-12-31 | £41k | £8,605 | £2,042 | £52k | — | — | 2 |
| 2024-12-31 | £32k | £4,962 | £113 | £37k | — | — | 2 |

current ratio 0.2; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £40,621 at 31 December 2025
- Net assets up 10% or more on the prior period: +28.8% vs prior period
- Current assets below creditors within one year: Current ratio 0.2
- Incorporated two to five years ago: Incorporated 11 February 2024

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Fleetcliff (Holdings) Limited (corporate-entity) — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2024-02-11

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/15482528
HTML: https://firmoscan.com/company/15482528-principle-fs-ltd