# GEM MORTGAGES LTD (15987065)

> GEM MORTGAGES LTD is an active private limited company (company number 15987065) incorporated on 30 September 2024, registered in Bexleyheath. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest small accounts cover the period ending 30 September 2025, showing net assets of £8,540 and cash of £5,588, with 1 employee on average.

- Status: Active
- Incorporated: 2024-09-30
- Registered office: Bexleyheath, DA7 6NN
- SIC 64922: Activities of mortgage finance companies
- Next accounts due: 2027-06-30
- Confirmation statement due: 2027-10-14
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the upper half of 372 comparable companies in Greater London (median £4,970, upper quartile £33k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-09-30 | £8,540 | £5,588 | — | £9,715 | — | — | 1 |

current ratio 0.58; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £8,540 at 30 September 2025
- Current assets below creditors within one year: Current ratio 0.58
- Incorporated two to five years ago: Incorporated 30 September 2024

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Dean Paul Murray — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2024-09-30

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/15987065
HTML: https://firmoscan.com/company/15987065-gem-mortgages-ltd