# PAYVANGUARD LIMITED (16021329)

> PAYVANGUARD LIMITED is an active private limited company (company number 16021329) incorporated on 16 October 2024, registered in South Ockendon. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest micro accounts cover the period ending 31 October 2025, showing net assets of £4,249, with 0 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public.

- Status: Active
- Incorporated: 2024-10-16
- Registered office: South Ockendon, RM15 6QH
- SIC 64999: Financial intermediation not elsewhere classified
- Next accounts due: 2027-07-31
- Confirmation statement due: 2026-10-30
- Accounts type: MICRO ENTITY

By net assets it sits in the lower half of 1,892 comparable companies in Greater London (median £7,424, upper quartile £72k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-10-31 | £4,249 | — | — | £1,551 | — | — | 0 |

current ratio 3.68; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £4,249 at 31 October 2025
- Current assets at least 1.5× creditors within one year: Current ratio 3.68
- Incorporated less than two years ago: Incorporated 16 October 2024; no accounts due yet

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Doina Begun — owns 75–100% of shares, since 2024-10-16

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/16021329
HTML: https://firmoscan.com/company/16021329-payvanguard-limited