# SMC MORTGAGES LTD (16167992)

> SMC MORTGAGES LTD is an active private limited company (company number 16167992) incorporated on 7 January 2025, registered in Warrington. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest micro accounts cover the period ending 31 January 2026, showing net assets of £109, with 1 employee on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public.

- Status: Active
- Incorporated: 2025-01-07
- Registered office: Warrington, WA1 3JS
- SIC 64922: Activities of mortgage finance companies
- SIC 65110: Life insurance
- SIC 65120: Non-life insurance
- Next accounts due: 2027-10-31
- Confirmation statement due: 2027-01-21
- Accounts type: MICRO ENTITY

By net assets it sits in the lower half of 192 comparable companies in Manchester (median £2,952, upper quartile £23k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2026-01-31 | £109 | — | — | — | — | — | 1 |

size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £109 at 31 January 2026
- Incorporated less than two years ago: Incorporated 7 January 2025; no accounts due yet

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Samuel Joseph Mcwilliams — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2025-01-07

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/16167992
HTML: https://firmoscan.com/company/16167992-smc-mortgages-ltd