# BEAR FINANCE LTD (16313564)

> BEAR FINANCE LTD is an active private limited company (company number 16313564) incorporated on 13 March 2025, registered in Ongar. Its registered activity is activities of insurance agents and brokers (SIC 66220). Latest micro accounts cover the period ending 31 March 2026, showing net assets of £2,919, with 0 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public.

- Status: Active
- Incorporated: 2025-03-13
- Registered office: Ongar, CM5 9SJ
- SIC 66220: Activities of insurance agents and brokers
- Next accounts due: 2027-12-31
- Confirmation statement due: 2027-03-27
- Accounts type: MICRO ENTITY

By net assets it sits in the lower half of 177 comparable companies in Essex (median £22k, upper quartile £83k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2026-03-31 | £2,919 | — | — | £350 | — | — | 0 |

current ratio 9.34; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £2,919 at 31 March 2026
- Current assets at least 1.5× creditors within one year: Current ratio 9.34
- Incorporated less than two years ago: Incorporated 13 March 2025; no accounts due yet

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Ashley Edward Ellis — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2025-03-13

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/16313564
HTML: https://firmoscan.com/company/16313564-bear-finance-ltd