# XCEL FINANCIAL LTD (NI070599)

> XCEL FINANCIAL LTD is an active private limited company (company number NI070599) incorporated on 24 September 2008, registered in Belfast. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest micro accounts cover the period ending 31 March 2025, showing net assets of £16k, with 0 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets were unchanged on the prior period.

- Status: Active
- Incorporated: 2008-09-24
- Registered office: Belfast, BT1 9DY
- SIC 64999: Financial intermediation not elsewhere classified
- Next accounts due: 2026-12-31
- Confirmation statement due: 2027-10-08
- Accounts type: MICRO ENTITY

By net assets it sits in the lower half of 203 comparable companies in Belfast (median £22k, upper quartile £109k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-03-31 | £16k | — | — | £403k | — | — | 0 |
| 2024-03-31 | £16k | — | — | £403k | — | — | 0 |

current ratio 0.73; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £16,113 at 31 March 2025
- Current assets below creditors within one year: Current ratio 0.73
- Incorporated five or more years ago: Incorporated 24 September 2008

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mrs Gillian House — owns 75–100% of shares, since 2016-09-24

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/NI070599
HTML: https://firmoscan.com/company/NI070599-xcel-financial-ltd