# CHEAPER INSURANCE DIRECT LTD (SC217135)

> CHEAPER INSURANCE DIRECT LTD is an active private limited company (company number SC217135) incorporated on 21 March 2001. Its registered activity is non-life insurance (SIC 65120). Latest micro accounts cover the period ending 30 June 2026, showing net assets of £73k, with 8 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 11% on the prior period (£82k). Across the last 3 periods on record the net-asset trend is volatile.

- Status: Active
- Incorporated: 2001-03-21
- Registered office: G82 1DL
- SIC 65120: Non-life insurance
- SIC 66220: Activities of insurance agents and brokers
- Next accounts due: 2028-03-30
- Confirmation statement due: 2027-04-04
- Accounts type: MICRO ENTITY

By net assets it sits in the upper half of 1,423 comparable companies in the UK (median £30k, upper quartile £220k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2026-06-30 | £73k | — | — | £6,481 | — | — | 8 |
| 2025-06-30 | £82k | — | — | £16k | — | — | 8 |
| 2024-06-30 | £80k | — | — | £18k | — | — | 6 |

current ratio 5.7; net assets trend volatile; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £72,965 at 30 June 2026
- Current assets at least 1.5× creditors within one year: Current ratio 5.7
- Three or more accounting periods on record: 3 periods on record
- Incorporated five or more years ago: Incorporated 21 March 2001

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Alexander Primrose Couper — owns 75–100% of shares, since 2016-07-01
- Mr Alexander Murdo Couper — owns 25–50% of shares, since 2024-08-01

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/SC217135
HTML: https://firmoscan.com/company/SC217135-cheaper-insurance-direct-ltd