# CARA MORTGAGE SERVICES LTD (SC312023)

> CARA MORTGAGE SERVICES LTD is an active private limited company (company number SC312023) incorporated on 16 November 2006, registered in Kilmarnock. Its registered activity is activities auxiliary to financial intermediation n.e.c. (SIC 66190). Latest small accounts cover the period ending 31 December 2024, showing net assets of −£365k and cash of £291k, with 14 employees on average. Net assets rose 14% on the prior period (−£423k).

- Status: Active
- Incorporated: 2006-11-16
- Registered office: Kilmarnock, KA1 1JG
- SIC 66190: Activities auxiliary to financial intermediation n.e.c.
- Next accounts due: 2026-09-30
- Confirmation statement due: 2026-11-30
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the bottom quarter of 871 comparable companies in Other (median £6,312, upper quartile £57k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2024-12-31 | −£365k | £291k | £181k | — | — | — | 14 |
| 2023-12-31 | −£423k | £362k | £30k | — | — | — | 14 |

size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets below zero: Net assets £-364,846 at 31 December 2024
- Net assets up 10% or more on the prior period: +13.8% vs prior period
- Cash at bank of £50,000 or more: Cash £291,183
- Incorporated five or more years ago: Incorporated 16 November 2006
- Accounts past their due date: Due 30 September 2026

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Stuart Russell Mair — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2019-11-29

---
Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/SC312023
HTML: https://firmoscan.com/company/SC312023-cara-mortgage-services-ltd