# THE LENDING CHANNEL LTD (SC334818)

> THE LENDING CHANNEL LTD is an active private limited company (company number SC334818) incorporated on 4 December 2007, registered in Perth. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest small accounts cover the period ending 31 December 2025, showing net assets of £235k and cash of £560k, with 25 employees on average. Net assets rose 79% on the prior period (£131k). Across the last 3 periods on record the net-asset trend is volatile.

- Status: Active
- Incorporated: 2007-12-04
- Registered office: Perth, PH2 8DY
- SIC 64999: Financial intermediation not elsewhere classified
- Next accounts due: 2027-09-30
- Confirmation statement due: 2026-12-18
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the top quarter of 2,831 comparable companies in Other (median £11k, upper quartile £75k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-12-31 | £235k | £560k | £34k | £363k | — | — | 25 |
| 2024-12-31 | £131k | £214k | £40k | — | — | — | 21 |
| 2023-12-31 | £189k | £292k | £19k | — | — | — | 17 |

current ratio 1.64; net assets trend volatile; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £234,990 at 31 December 2025
- Net assets up 10% or more on the prior period: +79.0% vs prior period
- Current assets at least 1.5× creditors within one year: Current ratio 1.64
- Cash at bank of £50,000 or more: Cash £559,817
- Three or more accounting periods on record: 3 periods on record
- Incorporated five or more years ago: Incorporated 4 December 2007

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Murray Ewing — owns 25–50% of shares; holds 25–50% of voting rights, since 2016-04-06
- Mr Alistair Ewing — owns 25–50% of shares; holds 25–50% of voting rights, since 2016-04-06

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/SC334818
HTML: https://firmoscan.com/company/SC334818-the-lending-channel-ltd
