# COVENANT FINANCIAL LIMITED (SC396138)

> COVENANT FINANCIAL LIMITED is an active private limited company (company number SC396138) incorporated on 23 March 2011, registered in Linlithgow. Its registered activity is accounting and auditing activities (SIC 69201). Latest micro accounts cover the period ending 31 March 2026, showing net assets of £13k, with 2 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets rose 2% on the prior period (£13k).

- Status: Active
- Incorporated: 2011-03-23
- Registered office: Linlithgow, EH49 7HL
- SIC 69201: Accounting and auditing activities
- Next accounts due: 2027-12-31
- Confirmation statement due: 2027-04-06
- Accounts type: MICRO ENTITY

By net assets it sits in the upper half of 280 comparable companies in Edinburgh (median £7,775, upper quartile £40k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2026-03-31 | £13k | — | — | £20k | — | — | 2 |
| 2025-03-31 | £13k | — | — | £19k | — | — | — |

current ratio 1.63; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £12,947 at 31 March 2026
- Current assets at least 1.5× creditors within one year: Current ratio 1.63
- Incorporated five or more years ago: Incorporated 23 March 2011

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Innes Grant Chalmers — owns 75–100% of shares; has significant influence or control, since 2016-08-01

---
Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/SC396138
HTML: https://firmoscan.com/company/SC396138-covenant-financial-limited