# NIVEN FINANCIAL LTD. (SC399577)

> NIVEN FINANCIAL LTD. is an active private limited company (company number SC399577) incorporated on 16 May 2011, registered in Gullane. Its registered activity is activities of insurance agents and brokers (SIC 66220). Latest micro accounts cover the period ending 30 September 2025, showing net assets of £24k, with 0 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 21% on the prior period (£31k).

- Status: Active
- Incorporated: 2011-05-16
- Registered office: Gullane, EH31 2AT
- SIC 66220: Activities of insurance agents and brokers
- Next accounts due: 2027-06-30
- Confirmation statement due: 2027-05-30
- Accounts type: MICRO ENTITY

By net assets it sits in the upper half of 4,008 comparable companies in the UK (median £14k, upper quartile £95k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-09-30 | £24k | — | — | £17k | — | — | 0 |
| 2024-09-30 | £31k | — | — | £14k | — | — | 0 |

current ratio 0.58; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £24,231 at 30 September 2025
- Current assets below creditors within one year: Current ratio 0.58
- Incorporated five or more years ago: Incorporated 16 May 2011

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr John Niven Miller — owns 75–100% of shares; owns 75–100% of shares, since 2016-04-06

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/SC399577
HTML: https://firmoscan.com/company/SC399577-niven-financial-ltd