# HOWDENGRANGE FINANCIAL SERVICES LIMITED (SC407681)

> HOWDENGRANGE FINANCIAL SERVICES LIMITED is an active private limited company (company number SC407681) incorporated on 20 September 2011, registered in Edinburgh. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest small accounts cover the period ending 30 September 2025, showing net assets of £754k and cash of £826k, with 4 employees on average. Net assets rose 7% on the prior period (£707k).

- Status: Active
- Incorporated: 2011-09-20
- Registered office: Edinburgh, EH10 7DS
- SIC 64999: Financial intermediation not elsewhere classified
- Next accounts due: 2027-06-30
- Confirmation statement due: 2027-10-04
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the top quarter of 167 comparable companies in Edinburgh (median £9,943, upper quartile £77k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-09-30 | £754k | £826k | £95k | £199k | — | — | 4 |
| 2024-09-30 | £707k | £765k | £95k | £154k | — | — | 4 |

current ratio 4.62; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £754,498 at 30 September 2025
- Current assets at least 1.5× creditors within one year: Current ratio 4.62
- Cash at bank of £50,000 or more: Cash £825,593
- Incorporated five or more years ago: Incorporated 20 September 2011

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Neil Ferry — owns 25–50% of shares, since 2016-09-01
- David Louden — owns 25–50% of shares, since 2016-09-01

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/SC407681
HTML: https://firmoscan.com/company/SC407681-howdengrange-financial-services-limited