# HM FINANCE COACHING & ADVISORY LTD (SC465102)

> HM FINANCE COACHING & ADVISORY LTD is an active private limited company (company number SC465102) incorporated on 3 December 2013, registered in Edinburgh. Its registered activity is financial management (SIC 70221). Latest micro accounts cover the period ending 31 December 2025, showing net assets of £78k, with 3 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets rose 18% on the prior period (£66k). Across the last 3 periods on record the net-asset trend is rising.

- Status: Active
- Incorporated: 2013-12-03
- Registered office: Edinburgh, EH2 2AZ
- SIC 70221: Financial management
- SIC 82990: Other business support service activities n.e.c.
- Next accounts due: 2027-09-30
- Confirmation statement due: 2026-12-17
- Accounts type: MICRO ENTITY

By net assets it sits in the top quarter of 147 comparable companies in Edinburgh (median £5,747, upper quartile £57k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-12-31 | £78k | — | — | £23k | — | — | 3 |
| 2024-12-31 | £66k | — | — | £18k | — | — | 3 |
| 2023-12-31 | £49k | — | — | £14k | — | — | 3 |

current ratio 4.07; net assets trend rising; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £78,315 at 31 December 2025
- Net assets up 10% or more on the prior period: +18.0% vs prior period
- Current assets at least 1.5× creditors within one year: Current ratio 4.07
- Three or more accounting periods on record: 3 periods on record
- Incorporated five or more years ago: Incorporated 3 December 2013

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Miss Helen Elizabeth Monaghan — owns 75–100% of shares, since 2016-04-06

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/SC465102
HTML: https://firmoscan.com/company/SC465102-hm-finance-coaching-advisory-ltd