# SAGE FINANCE LTD (SC501996)

> SAGE FINANCE LTD is an active private limited company (company number SC501996) incorporated on 31 March 2015, registered in Edinburgh. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest small accounts cover the period ending 31 March 2025, showing net assets of £618k, with 2 employees on average. Net assets fell 31% on the prior period (£895k).

- Status: Active
- Incorporated: 2015-03-31
- Registered office: Edinburgh, EH7 4NY
- SIC 64922: Activities of mortgage finance companies
- Next accounts due: 2026-12-31
- Confirmation statement due: 2027-04-14
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the top quarter of 3,560 comparable companies in the UK (median £4,704, upper quartile £28k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-03-31 | £618k | — | £695k | £77k | — | — | 2 |
| 2024-03-31 | £895k | £1,021 | £1.01m | £114k | — | — | 2 |

current ratio 9.06; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £618,115 at 31 March 2025
- Net assets down 25% or more on the prior period: -30.9% vs prior period
- Current assets at least 1.5× creditors within one year: Current ratio 9.06
- Incorporated five or more years ago: Incorporated 31 March 2015

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mrs Jennifer Rose Barnes — owns 25–50% of shares; holds 25–50% of voting rights, since 2016-04-06
- Mr David John Barnes — owns 25–50% of shares; holds 25–50% of voting rights, since 2016-04-06

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/SC501996
HTML: https://firmoscan.com/company/SC501996-sage-finance-ltd