# SANDVIK ACTUARIAL SERVICES LIMITED (SC549629)

> SANDVIK ACTUARIAL SERVICES LIMITED is an active private limited company (company number SC549629) incorporated on 9 November 2016, registered in Glasgow. Its registered activity is life insurance (SIC 65110). Latest micro accounts cover the period ending 30 November 2025, showing net assets of £44k, with 1 employee on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 2% on the prior period (£45k).

- Status: Active
- Incorporated: 2016-11-09
- Registered office: Glasgow, G2 1BP
- SIC 65110: Life insurance
- Next accounts due: 2027-08-30
- Confirmation statement due: 2026-11-23
- Accounts type: MICRO ENTITY

By net assets it sits in the upper half of 817 comparable companies in the UK (median £19k, upper quartile £132k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-11-30 | £44k | — | — | £4,206 | — | — | 1 |
| 2024-11-30 | £45k | — | — | £19k | — | — | 1 |

current ratio 11.49; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £44,396 at 30 November 2025
- Current assets at least 1.5× creditors within one year: Current ratio 11.49
- Incorporated five or more years ago: Incorporated 9 November 2016

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Miss Heather Sandvik Giovanni — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2016-11-09

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/SC549629
HTML: https://firmoscan.com/company/SC549629-sandvik-actuarial-services-limited
