# CULBIN FINANCIAL SERVICES LIMITED (SC583144)

> CULBIN FINANCIAL SERVICES LIMITED is an active private limited company (company number SC583144) incorporated on 5 December 2017, registered in Inverness. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest small accounts cover the period ending 31 December 2025, showing net assets of £13 and cash of £3,299, with 2 employees on average. Net assets fell 100% on the prior period (£2,838).

- Status: Active
- Incorporated: 2017-12-05
- Registered office: Inverness, IV3 5PR
- SIC 64999: Financial intermediation not elsewhere classified
- Next accounts due: 2027-09-30
- Confirmation statement due: 2026-12-19
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the lower half of 2,831 comparable companies in Other (median £11k, upper quartile £75k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-12-31 | £13 | £3,299 | £1,044 | £5,304 | — | — | 2 |
| 2024-12-31 | £2,838 | £6,761 | £1,070 | £6,845 | — | — | 2 |

current ratio 0.82; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £13 at 31 December 2025
- Net assets down 25% or more on the prior period: -99.5% vs prior period
- Current assets below creditors within one year: Current ratio 0.82
- Incorporated five or more years ago: Incorporated 5 December 2017

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr James Duncan Stevenson Mcdonald — owns 25–50% of shares; holds 25–50% of voting rights, since 2017-12-05
- Ms Lisa Ann Thomson — owns 25–50% of shares; holds 25–50% of voting rights, since 2022-07-18

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/SC583144
HTML: https://firmoscan.com/company/SC583144-culbin-financial-services-limited