# THE MORTGAGE EXCHANGE LTD (SC648401)

> THE MORTGAGE EXCHANGE LTD is an active private limited company (company number SC648401) incorporated on 29 November 2019, registered in Hamilton. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest small accounts cover the period ending 30 November 2025, showing net assets of £27k and cash of £13k, with 20 employees on average. Net assets fell 23% on the prior period (£35k). Across the last 3 periods on record the net-asset trend is falling.

- Status: Active
- Incorporated: 2019-11-29
- Registered office: Hamilton, ML3 0FD
- SIC 64922: Activities of mortgage finance companies
- Next accounts due: 2027-08-30
- Confirmation statement due: 2026-12-13
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the top quarter of 87 comparable companies in Glasgow (median £3,230, upper quartile £16k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-11-30 | £27k | £13k | £305k | — | — | — | 20 |
| 2024-11-30 | £35k | — | — | £186k | — | — | 14 |
| 2023-11-30 | £233k | — | — | £274k | — | — | 16 |

net assets trend falling; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £27,081 at 30 November 2025
- Three or more accounting periods on record: 3 periods on record
- Incorporated five or more years ago: Incorporated 29 November 2019

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Ms Maria Cuthbertson — owns 50–75% of shares, since 2019-11-29

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/SC648401
HTML: https://firmoscan.com/company/SC648401-the-mortgage-exchange-ltd