# WATSON FUNDING SOLUTIONS LTD (SC687428)

> WATSON FUNDING SOLUTIONS LTD is an active private limited company (company number SC687428) incorporated on 28 January 2021, registered in Inverurie. Its registered activity is credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921). Latest small accounts cover the period ending 31 January 2026, showing net assets of £77k and cash of £96k, with 1 employee on average. Net assets fell 9% on the prior period (£85k).

- Status: Active
- Incorporated: 2021-01-28
- Registered office: Inverurie, AB51 4RF
- SIC 64921: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
- Next accounts due: 2027-10-31
- Confirmation statement due: 2027-02-11
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the upper half of 651 comparable companies in the UK (median £25k, upper quartile £506k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2026-01-31 | £77k | £96k | £900 | £19k | — | — | 1 |
| 2025-01-31 | £85k | £107k | £0 | £23k | — | — | 1 |

current ratio 5.05; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £77,414 at 31 January 2026
- Current assets at least 1.5× creditors within one year: Current ratio 5.05
- Cash at bank of £50,000 or more: Cash £95,652
- Incorporated five or more years ago: Incorporated 28 January 2021

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Ian Robert Watson — owns 50–75% of shares; holds 50–75% of voting rights; can appoint or remove directors, since 2021-01-28

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/SC687428
HTML: https://firmoscan.com/company/SC687428-watson-funding-solutions-ltd