# RAM MORTGAGE SOLUTIONS LTD (SC762069)

> RAM MORTGAGE SOLUTIONS LTD is an active private limited company (company number SC762069) incorporated on 13 March 2023, registered in Hamilton. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest small accounts cover the period ending 31 March 2025, showing net assets of £329 and cash of £1,793, with 1 employee on average. Net assets fell 90% on the prior period (£3,236).

- Status: Active
- Incorporated: 2023-03-13
- Registered office: Hamilton, ML3 6JT
- SIC 64922: Activities of mortgage finance companies
- Next accounts due: 2026-12-31
- Confirmation statement due: 2027-03-27
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the lower half of 87 comparable companies in Glasgow (median £3,230, upper quartile £16k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-03-31 | £329 | £1,793 | £4,330 | £5,794 | — | — | 1 |
| 2024-03-31 | £3,236 | £5,404 | £3,920 | £6,088 | — | — | 1 |

current ratio 1.06; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets above zero: Net assets £329 at 31 March 2025
- Net assets down 25% or more on the prior period: -89.8% vs prior period
- Incorporated two to five years ago: Incorporated 13 March 2023

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Mr Ryan Mcbain — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors, since 2023-03-13

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/SC762069
HTML: https://firmoscan.com/company/SC762069-ram-mortgage-solutions-ltd