# SCOTLEND GROUP LIMITED (SC815120)

> SCOTLEND GROUP LIMITED is an active private limited company (company number SC815120) incorporated on 1 July 2024, registered in Coatbridge. Its registered activity is credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921). Latest small accounts cover the period ending 30 April 2025, showing net assets of −£75k and cash of £127k, with 2 employees on average.

- Status: Active
- Incorporated: 2024-07-01
- Registered office: Coatbridge, ML5 4EG
- SIC 64921: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
- Next accounts due: 2027-01-30
- Confirmation statement due: 2027-07-15
- Accounts type: TOTAL EXEMPTION FULL

By net assets it sits in the bottom quarter of 651 comparable companies in the UK (median £25k, upper quartile £506k).

## Accounts (as filed)

| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 2025-04-30 | −£75k | £127k | £7.75m | £524k | — | — | 2 |

current ratio 15.04; size band micro.

## Filing and accounts signals (facts, not a rating)

- Net assets below zero: Net assets £-75,041 at 30 April 2025
- Current assets at least 1.5× creditors within one year: Current ratio 15.04
- Cash at bank of £50,000 or more: Cash £126,847
- Incorporated two to five years ago: Incorporated 1 July 2024

How each signal is derived: https://firmoscan.com/methodology

## Persons with significant control

- Dr Sanjay Kumar Agarwal — owns 50–75% of shares; holds 50–75% of voting rights, since 2024-07-01
- Mr David William Travers — owns 25–50% of shares; holds 25–50% of voting rights, since 2024-07-01

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Source: Companies House register snapshot 2026-08-31, Open Government Licence v3.0. Information may have changed since that date and is not advice or a credit reference; check the official record before relying on it. Official record: https://find-and-update.company-information.service.gov.uk/company/SC815120
HTML: https://firmoscan.com/company/SC815120-scotlend-group-limited