PENSIONS EXPLAINED LIMITED
Company number 03669946 · Active · Colchester CO4 5NE
PENSIONS EXPLAINED LIMITED is an active private limited company (company number 03669946) incorporated on 18 November 1998, registered in Colchester. Its registered activity is pension funding (SIC 65300). Latest micro accounts cover the period ending 31 March 2025, showing net assets of £197k, with 0 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 11% on the prior period (£221k).
By net assets it sits in the top quarter of 415 comparable companies in the UK (median £6, upper quartile £15k).
Key dates
- Incorporated
- 18 November 1998
- Next accounts due
- 31 December 2026 — in 74 days
- Confirmation statement due
- 2 December 2026 — in 45 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
Activity
- SIC 65300
- Pension funding
- Accounts type
- Micro Entity
- Size band
- Micro (Companies Act thresholds)
Financials — 2 periods on record, latest ending 31 March 2025
| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 March 2025 | £197k | — | — | £113k | — | — | 0 |
| 31 March 2024 | £221k | — | — | £94k | — | — | — |
- Current ratio
- 2.75 — comfortable
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing; micro-entity accounts contain no profit and loss account.
Firmoscan score: 76/100 (grade B)
- +10 Positive net assets — Net assets £197,110 at 2025-03-31
- +8 Comfortable liquidity — Current ratio 2.75
- +8 Established — Incorporated 1998-11-18 (28 years)
A transparent, rules-based score from filed data only: every point lists its evidence. It is not a credit rating or advice.
Ownership and control
- Sanderson Law Limited (corporate entity, England And Wales) — owns 75–100% of shares · since 6 April 2016
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents.
Similar companies in Essex
Same activity (pension funding), closest in incorporation date.
- FODEN BAYNES ASSOCIATES LIMITED — Leigh-On-Sea, inc. Mar 2000
- FORD PENSION SCHEME FOR SENIOR STAFF TRUSTEES LIMITED — Laindon, inc. Mar 1997
- FORD SALARIED PENSION FUND TRUSTEES LIMITED — Laindon, inc. Feb 1997
- WAYMADE HEALTHCARE PENSION PLAN NOMINEE CO. LIMITED — Basildon, inc. Jul 2001
- FORD PENSION FUND INVESTMENT MANAGEMENT LIMITED — Laindon, inc. Oct 1995
- FORD PENSION FUND TRUSTEES LIMITED — Laindon, inc. Oct 1995
Reminders for PENSIONS EXPLAINED LIMITED
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.