MORTGAGE CHANGES LTD
Company number 08010248 · Active · Bury BL8 2NE
MORTGAGE CHANGES LTD is an active private limited company (company number 08010248) incorporated on 28 March 2012, registered in Bury. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest small accounts cover the period ending 31 March 2025, showing net assets of £14k and cash of £38k, with 1 employee on average. Net assets fell 33% on the prior period (£20k).
By net assets it sits in the upper half of 192 comparable companies in Manchester (median £2,952, upper quartile £23k).
Key dates
- Incorporated
- 28 March 2012
- Next accounts due
- 31 December 2026 — in 74 days
- Confirmation statement due
- 11 April 2027 — in 175 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
Activity
- SIC 64922
- Activities of mortgage finance companies
- Accounts type
- Total Exemption Full
- Size band
- Micro (Companies Act thresholds)
Financials — 2 periods on record, latest ending 31 March 2025
| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 March 2025 | £14k | £38k | £1,029 | £16k | — | — | 1 |
| 31 March 2024 | £20k | £44k | £889 | £16k | — | — | 1 |
- Current ratio
- 2.4 — comfortable
- Cash per employee
- £38k
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
Firmoscan score: 68/100 (grade B)
- +10 Positive net assets — Net assets £13,530 at 2025-03-31
- -8 Net assets falling — -32.8% vs prior period
- +8 Comfortable liquidity — Current ratio 2.4
- +8 Established — Incorporated 2012-03-28 (15 years)
A transparent, rules-based score from filed data only: every point lists its evidence. It is not a credit rating or advice.
Ownership and control
- Mr Thomas Anthony Lawlor — owns 75–100% of shares · since 6 April 2016
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents.
Similar companies in Manchester
Same activity (activities of mortgage finance companies), closest in incorporation date.
- CAPITAL FUNDING LTD — Widnes, inc. Mar 2012
- ASCENT FUNDING LIMITED — Manchester, inc. Oct 2011
- BIRCHWOOD MORTGAGES LIMITED — Warrington, inc. Jul 2011
- MORTGAGES MADE SIMPLE 4U LTD — Manchester, inc. Dec 2012
- DIDSBURY FINANCIAL SERVICES LTD — Manchester, inc. Jan 2013
- RH FINANCE LTD — Macclesfield, inc. May 2011
Reminders for MORTGAGE CHANGES LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.