−£5,818
−5918%vs Jul 2024Active15024232Private limited companyPenrith
COVERNANT LTD
E23/10001
Summary
COVERNANT LTD is an active private limited company (company number 15024232) incorporated on 24 July 2023, registered in Penrith. Its registered activity is life insurance (SIC 65110). Latest small accounts cover the period ending 31 July 2025, showing net assets of −£5,818 and cash of £276, with 2 employees on average. Net assets fell 5918% on the prior period (£100).
Peer position · net assets
By net assets it sits in the bottom quarter of 136 comparable companies in Other (median £18k, upper quartile £119k).
02
Key dates
- Incorporated
- 24 July 20233 yrs ago
- Next accounts due
- 30 April 2027in 190 days
- Confirmation statement due
- 7 August 2027in 289 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
03
Activity
- SIC 65110
- Life insurance
- Accounts type
- Total Exemption Full
- Size band
- MicroCompanies Act thresholds
04
Financials
£276
vs Jul 2024Not reported
2
vs Jul 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 July 2025 | −£5,818 | £276 | £9,629 | £16k | — | — | 2 |
| 31 July 2024 | £100 | £0 | £100 | £0 | — | — | 0 |
Current ratio0.62Current liabilities exceed current assets
Cash per employee£138Cash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
05
Firmoscan score
23 / 100 · grade E
| 50 | Starting scoreEvery scored company starts here |
| −15 | Negative net assetsNet assets £-5,818 at 2025-07-31 |
| −8 | Net assets falling-5918.0% vs prior period |
| −8 | Current liabilities exceed current assetsCurrent ratio 0.62 |
| +4 | Past first filingsIncorporated 2023-07-24 |
| 23 | Score, grade E |
A transparent, rules-based score from filed data only: every point lists its evidence. It is not a credit rating or advice. How the score is computed.
06
Ownership and control
- Mr Marnus Fourie
- owns 75–100% of shares
- holds 75–100% of voting rights
- can appoint or remove directors
- Mr Marnus Fourie
- owns 75–100% of shares
- holds 75–100% of voting rights
- can appoint or remove directors
- Mrs Amber-Jade Fourie
- owns 75–100% of shares
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents.
07
Timeline
- Confirmation statement duein 289 days
- Next accounts duein 190 days
- Accounts period endNet liabilities £5,818 · small accounts
- Accounts period endNet assets £100 · small accounts
- Incorporated
08
Similar companies in the UK
- H J FINANCE LTDLudgershall · inc. Apr 2023
- STEADFAST FINANCIAL SOLUTIONS LTDDarlington · inc. Nov 2022
- KAVICOLTD LIMITEDCheltenham · inc. Nov 2022
- PETE DUNN LIFE LIMITEDSalisbury · inc. May 2024
- SALTIRE FINANCIAL LTDAnnan · inc. Sept 2022
- PROSPERITY HEALTH & LIFE LTDPeterborough · inc. Jun 2024
All companies incorporated on 24 July 2023 · in Jul 2023.
09
Reminders for COVERNANT LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.