£373k
−4%vs Nov 2023ActiveNI605236Private limited companyBelfast
E M GRAY & CO LTD
B70/10001
Summary
E M GRAY & CO LTD is an active private limited company (company number NI605236) incorporated on 25 November 2010, registered in Belfast. Its registered activity is non-life insurance (SIC 65120). Latest small accounts cover the period ending 30 November 2024, showing net assets of £373k and cash of £138k, with 10 employees on average. Net assets fell 4% on the prior period (£389k).
Peer position · net assets
By net assets it sits in the top quarter of 1,423 comparable companies in the UK (median £30k, upper quartile £220k).
02
Key dates
- Incorporated
- 25 November 201015 yrs ago
- Next accounts due
- 30 August 202653 days overdue
- Confirmation statement due
- 9 December 2026in 48 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
03
Activity
- SIC 65120
- Non-life insurance
- Accounts type
- Total Exemption Full
- Size band
- MicroCompanies Act thresholds
04
Financials
£138k
+164%vs Nov 2023Not reported
10
No changevs Nov 2023| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 30 November 2024 | £373k | £138k | £178k | £211k | — | — | 10 |
| 30 November 2023 | £389k | £52k | £80k | £90k | — | — | 10 |
Current ratio1.94Comfortable
Cash per employee£14kCash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
05
Firmoscan score
70 / 100 · grade B
| 50 | Starting scoreEvery scored company starts here |
| +10 | Positive net assetsNet assets £373,443 at 2024-11-30 |
| +8 | Comfortable liquidityCurrent ratio 1.94 |
| +4 | Cash reservesCash £138,147 |
| +8 | EstablishedIncorporated 2010-11-25 (16 years) |
| −10 | Accounts overdueDue 2026-08-30 |
| 70 | Score, grade B |
A transparent, rules-based score from filed data only: every point lists its evidence. It is not a credit rating or advice. How the score is computed.
06
Ownership and control
- Mr. Desmond William Simon Gray
- has significant influence or control
- has significant influence or control
- has significant influence or control
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents.
07
Timeline
- Confirmation statement duein 48 days
- Next accounts due53 days overdue
- Accounts period endNet assets £373k · small accounts
- Accounts period endNet assets £389k · small accounts
- Incorporated
08
Similar companies in Belfast
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- CIP INSURANCE BROKERS LTDCrumlin · inc. Dec 2009
- CIP INSURANCE HOLDINGS LTDCrumlin · inc. Dec 2009
- ALAN BROWN & CO (NI) LTDCraigavon · inc. Mar 2012
- AMP UK MEMBERS LIMITEDNewtownabbey · inc. Mar 2012
- INSURE I LIMITEDBelfast · inc. Jun 2009
All companies incorporated on 25 November 2010 · in Nov 2010.
09
Reminders for E M GRAY & CO LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.