£21
−60%vs Mar 2024Active13976018Private limited companyWhitchurch
FL&M LTD
D48/10001
Summary
FL&M LTD is an active private limited company (company number 13976018) incorporated on 15 March 2022, registered in Whitchurch. Its registered activity is activities of insurance agents and brokers (SIC 66220). Latest micro accounts cover the period ending 31 March 2025, showing net assets of £21, with 2 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 60% on the prior period (£53).
Peer position · net assets
By net assets it sits in the bottom quarter of 676 comparable companies in Other (median £17k, upper quartile £76k).
02
Key dates
- Incorporated
- 15 March 20224 yrs ago
- Next accounts due
- 31 December 2026in 70 days
- Confirmation statement due
- 29 March 2027in 158 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
03
Activity
- SIC 66220
- Activities of insurance agents and brokers
- Accounts type
- Micro Entity
- Size band
- MicroCompanies Act thresholds
04
Financials
Not reported
Not disclosed
2
+100%vs Mar 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 March 2025 | £21 | — | — | £10k | — | — | 2 |
| 31 March 2024 | £53 | — | — | £9,283 | — | — | 1 |
Current ratio0.98Current liabilities exceed current assets
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing; micro-entity accounts contain no profit and loss account.
05
Firmoscan score
48 / 100 · grade D
| 50 | Starting scoreEvery scored company starts here |
| +10 | Positive net assetsNet assets £21 at 2025-03-31 |
| −8 | Net assets falling-60.4% vs prior period |
| −8 | Current liabilities exceed current assetsCurrent ratio 0.98 |
| +4 | Past first filingsIncorporated 2022-03-15 |
| 48 | Score, grade D |
A transparent, rules-based score from filed data only: every point lists its evidence. It is not a credit rating or advice. How the score is computed.
06
Ownership and control
- Lara Jane Stephenson
- owns 25–50% of shares
- holds 75–100% of voting rights
- can appoint or remove directors
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents.
07
Timeline
- Confirmation statement duein 158 days
- Next accounts duein 70 days
- Accounts period endNet assets £21 · micro accounts
- Accounts period endNet assets £53 · micro accounts
- Incorporated
08
Similar companies in the UK
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- ABSOLUTE RISK SOLUTIONS (EA) LTDWoodbridge · inc. Mar 2022
- STUART BARRETT CONSULTING LTDKingsbridge · inc. Mar 2022
- PORTAL BROKING GROUP LIMITEDTarporley · inc. Feb 2022
- RANCHAN WEALTH LTDHemel Hempstead · inc. Feb 2022
All companies incorporated on 15 March 2022 · in Mar 2022.
09
Reminders for FL&M LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.