EP FINANCIAL LTD
Company number SC568902 · Active · Ardrossan KA22 8DA
EP FINANCIAL LTD is an active private limited company (company number SC568902) incorporated on 16 June 2017, registered in Ardrossan. Its registered activity is other credit granting n.e.c. (SIC 64929). Latest small accounts cover the period ending 31 December 2024, showing net assets of −£408k, with 1 employee on average. Net assets were unchanged on the prior period.
By net assets it sits in the bottom quarter of 153 comparable companies in Other (median £64k, upper quartile £669k).
Key dates
- Incorporated
- 16 June 2017
- Next accounts due
- 30 September 2026 — 22 days overdue
- Confirmation statement due
- 30 June 2027 — in 251 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
Activity
- SIC 64929
- Other credit granting n.e.c.
- Accounts type
- Total Exemption Full
- Size band
- Micro (Companies Act thresholds)
Financials — 2 periods on record, latest ending 31 December 2024
| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 December 2024 | −£408k | — | — | — | — | — | 1 |
| 31 December 2023 | −£408k | — | — | — | — | — | 1 |
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
Firmoscan score: 33/100 (grade E)
- -15 Negative net assets — Net assets £-408,227 at 2024-12-31
- +8 Established — Incorporated 2017-06-16 (9 years)
- -10 Accounts overdue — Due 2026-09-30
A transparent, rules-based score from filed data only: every point lists its evidence. It is not a credit rating or advice.
Ownership and control
- Everyday People Financial Inc. (corporate entity, Canada) — owns 75–100% of shares; holds 75–100% of voting rights · since 1 October 2018
- Mr Graham Rankin — owns 75–100% of shares; holds 75–100% of voting rights; can appoint or remove directors · since 16 June 2017 · ceased 16 June 2017
- Prospect Financial Europe Ehf (corporate entity, Iceland) — owns 75–100% of shares; holds 75–100% of voting rights · since 16 June 2017 · ceased 1 October 2018
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents.
Similar companies in the UK
Same activity (other credit granting n.e.c.), closest in incorporation date.
- SKYBRIDGE LENDING LIMITED — Swanage, inc. Jul 2017
- RURAL & COMMERCIAL FINANCE LTD — Wrexham, inc. May 2017
- KIRKMORE HT LIMITED — Beaconsfield, inc. May 2017
- STILL WATERS CAPITAL LTD — Bournemouth, inc. May 2017
- SJT CORPORATE FINANCE LTD — Cheltenham, inc. Aug 2017
- ACUMENITY LIMITED — Hereford, inc. Jan 2017
All companies incorporated on 16 June 2017 · in Jun 2017.
Reminders for EP FINANCIAL LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.