UNIVERSAL CREDIT LIMITED
Significant control: Paragon Banking Group PLC (75–100%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
Watch this company
Get an email when Companies House records a change for Universal Credit Limited: status, filings, accounts, officers or owners. Free.
Not live yet: alerts start by 15 December 2026. We store your email and this company number only, for these alerts. If alerts don’t launch, we tell you and delete your address. Privacy
What does Universal Credit Limited sell?
Registered activity: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921). We’re building product and service lists for UK companies. Get this one when it’s ready.
Summary
UNIVERSAL CREDIT LIMITED is an active private limited company (company number 01981317) incorporated on 22 January 1986, registered in Solihull. Its registered activity is credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921). Accounts are on file at Companies House (full) but not yet parsed into this record.
There are 651 companies in credit granting by non-deposit taking finance houses and other specialist consumer credit grantors in the UK with filed accounts; the median reports net assets of £25k and is 9 years old.
Ownership and control
- Paragon Banking Group Plc
- owns 75–100% of shares
- holds 75–100% of voting rights
- can appoint or remove directors
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
Key dates
- Incorporated
- 22 January 198640 yrs ago
- First accounts due
- 22 October 198714251 days overdue
- Confirmation statement due
- 5 February 2027in 100 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
Activity
- SIC 64921
- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
- Accounts type
- Full
Financials
Accounts exist on the register but their figures are not in this dataset yet.
Filing and accounts signals
- Incorporated five or more years agoIncorporated 22 January 1986
- Accounts past their due dateDue 22 October 1987
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
Timeline
- Confirmation statement duein 100 days
- First accounts due14251 days overdue
- Incorporated
Similar companies in Birmingham
- PARAGON FINANCE PLCSolihull · inc. May 1985
- MIDLAND MERCANTILE FINANCE LIMITEDBirmingham · inc. Apr 1988
- PREFERRED MORTGAGES LIMITEDBirmingham · inc. Dec 1995
- PARAGON CAR FINANCE (1) LIMITEDSolihull · inc. May 1996
- INTERCITY FINANCE (UK) LIMITEDWalsall · inc. Dec 1996
- PARAGON PERSONAL FINANCE (1) LIMITEDSolihull · inc. Jan 1997
All companies incorporated on 22 January 1986 · in Jan 1986.
Reminders for UNIVERSAL CREDIT LIMITED
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.