£692k
−8%vs Dec 2023Active02395085Private limited companyManchester
COVER-RULE LIMITED
Significant control: Ascott Broking Group Limited (75–100%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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01
Summary
COVER-RULE LIMITED is an active private limited company (company number 02395085) incorporated on 14 June 1989, registered in Manchester. Its registered activity is non-life insurance (SIC 65120). Latest small accounts cover the period ending 31 December 2024, showing net assets of £692k and cash of £2.22m, with 24 employees on average. Net assets fell 8% on the prior period (£754k).
Peer position · net assets
By net assets it sits in the top quarter of 62 comparable companies in Manchester (median £31k, upper quartile £580k).
02
Ownership and control
- Ascott Broking Group Limited
- owns 75–100% of shares
- holds 75–100% of voting rights
- Mrs Florence Kay
- owns 25–50% of shares
- holds 25–50% of voting rights
- can appoint or remove directors
- Mr Paul Robert Kay
- owns 25–50% of shares
- holds 25–50% of voting rights
- can appoint or remove directors
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 14 June 198937 yrs ago
- Next accounts due
- 30 September 202625 days overdue
- Confirmation statement due
- 28 June 2027in 246 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 65120
- Non-life insurance
- Accounts type
- Total Exemption Full
- Size band
- SmallCompanies Act thresholds
05
Financials
£2.22m
+108%vs Dec 2023Not reported
24
+33%vs Dec 2023| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 December 2024 | £692k | £2.22m | £2.79m | — | — | — | 24 |
| 31 December 2023 | £754k | £1.07m | £1.17m | — | — | — | 18 |
Cash per employee£93kCash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets above zeroNet assets £691,941 at 31 December 2024
- Cash at bank of £50,000 or moreCash £2,223,966
- Incorporated five or more years agoIncorporated 14 June 1989
- Accounts past their due dateDue 30 September 2026
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Confirmation statement duein 246 days
- Next accounts due25 days overdue
- Accounts period endNet assets £692k · small accounts
- Accounts period endNet assets £754k · small accounts
- Incorporated
08
Similar companies in Manchester
- HSB ENGINEERING INSURANCE LIMITEDManchester · inc. Jun 1989
- TREELYN (INSURANCE SERVICES) LIMITEDStockport · inc. Apr 1989
- MSL LEGAL EXPENSES LTDCheadle · inc. Jan 1988
- THE VETERINARY DEFENCE SOCIETY LIMITEDKnutsford · inc. Aug 1987
- CAROLE NASH INSURANCE CONSULTANTS LIMITEDSalford · inc. Apr 1991
- INNERGUIDE LIMITEDManchester · inc. Aug 1991
All companies incorporated on 14 June 1989 · in Jun 1989.
09
Reminders for COVER-RULE LIMITED
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.