£10k
−63%vs Mar 2025Active04812367Private limited companyHeanor
I P RICHARDSON LIMITED
Significant control: Ian Peter Richardson (75–100%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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Registered activity: Life insurance (SIC 65110). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
I P RICHARDSON LIMITED is an active private limited company (company number 04812367) incorporated on 26 June 2003, registered in Heanor. Its registered activity is life insurance (SIC 65110). Latest small accounts cover the period ending 31 March 2026, showing net assets of £10k and cash of £34k, with 1 employee on average. Net assets fell 63% on the prior period (£28k). Across the last 3 periods on record the net-asset trend is falling.
Peer position · net assets
By net assets it sits in the lower half of 817 comparable companies in the UK (median £19k, upper quartile £132k).
02
Ownership and control
- Mr Ian Peter Richardson
- owns 75–100% of shares
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 26 June 200323 yrs ago
- Next accounts due
- 31 December 2027in 429 days
- Confirmation statement due
- 10 July 2027in 255 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 65110
- Life insurance
- SIC 65201
- Life reinsurance
- Accounts type
- Total Exemption Full
- Size band
- MicroCompanies Act thresholds
05
Financials
£34k
−23%vs Mar 2025Not reported
1
No changevs Mar 2025| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 March 2026 | £10k | £34k | — | — | — | — | 1 |
| 31 March 2025 | £28k | £44k | — | — | — | — | 1 |
| 31 March 2024 | £29k | £47k | — | — | — | — | 1 |
Cash per employee£34kCash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets above zeroNet assets £10,274 at 31 March 2026
- Net assets down 25% or more on the prior period-62.8% vs prior period
- Three or more accounting periods on record3 periods on record
- Incorporated five or more years agoIncorporated 26 June 2003
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Next accounts duein 429 days
- Confirmation statement duein 255 days
- Accounts period endNet assets £10k · small accounts
- Accounts period endNet assets £28k · small accounts
- Accounts period endNet assets £29k · small accounts
- Incorporated
08
Similar companies in Derby
- CLEAR SOLUTIONS (WEALTH AND TAX MANAGEMENT) LTDBurton On Trent · inc. Mar 2003
- NEDTOWN LIMITEDDerbyshire · inc. Feb 2003
- PURDY FINANCIAL SERVICES LTDCromford · inc. Feb 2004
- FRIAR GATE INDEPENDENT FINANCIAL SERVICES LIMITEDDerby · inc. Mar 2004
- DODD ESTATES (UK) LTDDerbyshire · inc. Sept 2002
- I.T MORTGAGE SERVICES LTDBelper · inc. Jun 2002
All companies incorporated on 26 June 2003 · in Jun 2003.
09
Reminders for I P RICHARDSON LIMITED
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.