−£267k
vs Apr 2024Active05227617Private limited companyMacclesfield
OPTIMISE FINANCE LIMITED
Significant control: Isabella Marie-Claire Webb (50–75%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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What does Optimise Finance Limited sell?
Registered activity: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
OPTIMISE FINANCE LIMITED is an active private limited company (company number 05227617) incorporated on 10 September 2004, registered in Macclesfield. Its registered activity is credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921). Latest abridged accounts cover the period ending 30 April 2025, showing net assets of −£267k and cash of £221k, with 11 employees on average. As abridged accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets rose 28% on the prior period (−£368k).
Peer position · net assets
By net assets it sits in the bottom quarter of 651 comparable companies in the UK (median £25k, upper quartile £506k).
02
Ownership and control
- Mrs Isabella Marie-Claire Webb
- owns 50–75% of shares
- holds 50–75% of voting rights
- Mr Gerard Anthony Johnson
- owns 25–50% of shares
- holds 75–100% of voting rights
- can appoint or remove directors
- Stephen Sumner
- owns 25–50% of shares
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 10 September 200422 yrs ago
- Next accounts due
- 30 January 2027in 95 days
- Confirmation statement due
- 24 September 2027in 332 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 64921
- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
- Accounts type
- Unaudited Abridged
- Size band
- MicroCompanies Act thresholds
05
Financials
£221k
+242%vs Apr 2024Not disclosed
11
+38%vs Apr 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 30 April 2025 | −£267k | £221k | £221k | £326k | — | — | 11 |
| 30 April 2024 | −£368k | £65k | £172k | £190k | — | — | 8 |
Current ratio1.36Current assets ÷ creditors within one year
Cash per employee£20kCash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets below zeroNet assets £-266,749 at 30 April 2025
- Net assets up 10% or more on the prior period+27.6% vs prior period
- Cash at bank of £50,000 or moreCash £221,340
- Incorporated five or more years agoIncorporated 10 September 2004
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Confirmation statement duein 332 days
- Next accounts duein 95 days
- Accounts period endNet liabilities £267k · abridged accounts
- Accounts period endNet liabilities £368k · abridged accounts
- Incorporated
08
Similar companies in Manchester
- BENTLEY FINANCE LTDManchester · inc. Feb 2005
- AMIGO LOANS LTDManchester · inc. Jul 2003
- ARROW GLOBAL RECEIVABLES MANAGEMENT LIMITEDManchester · inc. Jul 2006
- THE ENTERPRISE FUND LIMITEDManchester · inc. Jun 2002
- VALOUR FINANCE LIMITEDStockport · inc. Dec 2006
- EVOLUTION LENDING LIMITEDManchester · inc. Feb 2007
All companies incorporated on 10 September 2004 · in Sept 2004.
09
Reminders for OPTIMISE FINANCE LIMITED
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.