£175k
+34%vs Feb 2024Active06503284Private limited companyBakewell
SPEAR FINANCIAL LIMITED
Significant control: Christopher James Spear (75–100%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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Registered activity: Life insurance (SIC 65110). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
SPEAR FINANCIAL LIMITED is an active private limited company (company number 06503284) incorporated on 13 February 2008, registered in Bakewell. Its registered activity is life insurance (SIC 65110). Latest small accounts cover the period ending 28 February 2025, showing net assets of £175k and cash of £186k, with 6 employees on average. Net assets rose 34% on the prior period (£130k).
Peer position · net assets
By net assets it sits in the top quarter of 817 comparable companies in the UK (median £19k, upper quartile £132k).
02
Ownership and control
- Christopher James Spear
- owns 75–100% of shares
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 13 February 200818 yrs ago
- Next accounts due
- 28 November 2026in 31 days
- Confirmation statement due
- 27 February 2027in 122 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 65110
- Life insurance
- SIC 65300
- Pension funding
- Accounts type
- Total Exemption Full
- Size band
- MicroCompanies Act thresholds
05
Financials
£186k
+38%vs Feb 2024Not reported
6
+20%vs Feb 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 28 February 2025 | £175k | £186k | £8,029 | £24k | — | — | 6 |
| 29 February 2024 | £130k | £135k | £7,859 | £17k | — | — | 5 |
Current ratio8.03Current assets ÷ creditors within one year
Cash per employee£31kCash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets above zeroNet assets £174,901 at 28 February 2025
- Net assets up 10% or more on the prior period+34.4% vs prior period
- Current assets at least 1.5× creditors within one yearCurrent ratio 8.03
- Cash at bank of £50,000 or moreCash £185,538
- Incorporated five or more years agoIncorporated 13 February 2008
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Confirmation statement duein 122 days
- Next accounts duein 31 days
- Accounts period endNet assets £175k · small accounts
- Accounts period endNet assets £130k · small accounts
- Incorporated
08
Similar companies in Derby
- HEATHERTON FINANCIAL MANAGEMENT LIMITEDDerby · inc. Jan 2008
- DEATH AND DISEASE LIMITEDMatlock · inc. Jun 2008
- RHODES WEALTH MANAGEMENT LIMITEDAshbourne · inc. Apr 2010
- CAPITAL PROTECT LIMITEDDerby · inc. Sept 2004
- FRIAR GATE INDEPENDENT FINANCIAL SERVICES LIMITEDDerby · inc. Mar 2004
- PURDY FINANCIAL SERVICES LTDCromford · inc. Feb 2004
All companies incorporated on 13 February 2008 · in Feb 2008.
09
Reminders for SPEAR FINANCIAL LIMITED
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.