−£47k
vs Sept 2024Active07019168Private limited companyBasingstoke
INITIAL FINANCE LIMITED
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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What does Initial Finance Limited sell?
Registered activity: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
INITIAL FINANCE LIMITED is an active private limited company (company number 07019168) incorporated on 15 September 2009, registered in Basingstoke. Its registered activity is credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921). Latest small accounts cover the period ending 30 September 2025, showing net assets of −£47k and cash of £60k, with 0 employees on average. Net assets fell 82% on the prior period (−£26k).
Peer position · net assets
By net assets it sits in the bottom quarter of 651 comparable companies in the UK (median £25k, upper quartile £506k).
02
Ownership and control
No active person with significant control is registered.
- Mrs Pauline Lesley Cummine
- owns 25–50% of shares
- Mr Harry Jamieson Cummine
- owns 25–50% of shares
- Mr Ian Stephen Cummine
- owns 25–50% of shares
- Mr Andrew Gregory Cummine
- owns 25–50% of shares
- Mr Mark Christopher Cooke
- owns 25–50% of shares
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 15 September 200917 yrs ago
- Next accounts due
- 30 June 2027in 250 days
- Confirmation statement due
- 29 September 2027in 341 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 64921
- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
- Accounts type
- Total Exemption Full
- Size band
- MicroCompanies Act thresholds
05
Financials
£60k
+114%vs Sept 2024Not reported
0
vs Sept 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 30 September 2025 | −£47k | £60k | £417k | — | — | — | 0 |
| 30 September 2024 | −£26k | £28k | £421k | — | — | — | 0 |
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets below zeroNet assets £-46,552 at 30 September 2025
- Net assets down 25% or more on the prior period-81.9% vs prior period
- Cash at bank of £50,000 or moreCash £60,273
- Incorporated five or more years agoIncorporated 15 September 2009
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Confirmation statement duein 341 days
- Next accounts duein 250 days
- Accounts period endNet liabilities £47k · small accounts
- Accounts period endNet liabilities £26k · small accounts
- Incorporated
08
Similar companies in Reading
- SOVEREIGN ADVANCES LIMITEDBasingstoke · inc. Jun 2009
- LESLEY, STEPHEN & CO. LIMITEDBasingstoke · inc. Aug 2010
- EVERYDAY LENDING LIMITEDSlough · inc. Jun 2006
- UNIVERSAL CAR CREDIT LIMITEDReading · inc. May 2013
- ALT FINANCE LTDGerrards Cross · inc. Sept 2013
- ROBIN OF HEATHFIELD LIMITEDGerrards Cross · inc. Oct 2014
All companies incorporated on 15 September 2009 · in Sept 2009.
09
Reminders for INITIAL FINANCE LIMITED
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.