£2.29m
−82%vs Dec 2023Active07448379Private limited companyWoking
STEP ONE FINANCE LIMITED
Significant control: Michael George Childress (25–50%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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What does Step One Finance Limited sell?
Registered activity: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
STEP ONE FINANCE LIMITED is an active private limited company (company number 07448379) incorporated on 23 November 2010, registered in Woking. Its registered activity is credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921). Latest group accounts cover the period ending 31 December 2024, showing net assets of £2.29m and cash of £8.14m, with 48 employees on average. Net assets fell 82% on the prior period (£12.51m).
Peer position · net assets
By net assets it sits in the top quarter of 651 comparable companies in the UK (median £25k, upper quartile £506k).
02
Ownership and control
- Mr Michael George Childress
- holds 25–50% of voting rights
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 23 November 201015 yrs ago
- Next accounts due
- 30 September 202629 days overdue
- Confirmation statement due
- 7 December 2026in 39 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 64921
- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
- SIC 64922
- Activities of mortgage finance companies
- Accounts type
- Group
- Size band
- SmallCompanies Act thresholds
05
Financials
£8.14m
+2196%vs Dec 2023Not reported
48
+14%vs Dec 2023| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 December 2024 | £2.29m | £8.14m | — | £8.48m | — | −£322k | 48 |
| 31 December 2023 | £12.51m | £355k | — | £811k | — | −£1.05m | 42 |
| 1 January 2023 | — | — | — | — | — | — | — |
Current ratio1.36Current assets ÷ creditors within one year
Cash per employee£170kCash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets above zeroNet assets £2,292,351 at 31 December 2024
- Net assets down 25% or more on the prior period-81.7% vs prior period
- Cash at bank of £50,000 or moreCash £8,144,967
- Three or more accounting periods on record3 periods on record
- Incorporated five or more years agoIncorporated 23 November 2010
- Accounts past their due dateDue 30 September 2026
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Confirmation statement duein 39 days
- Next accounts due29 days overdue
- Accounts period endNet assets £2.29m · group accounts
- Accounts period endNet assets £12.51m · group accounts
- Accounts period end
- Incorporated
08
Similar companies in Surrey
- INSPIRATION FINANCE LIMITEDAlton · inc. Jan 2011
- PNC FINANCIAL SERVICES UK LTDHaywards Heath · inc. Aug 2010
- MYMONEYMAN LIMITEDCranleigh · inc. Feb 2010
- LUNAN PROPERTY DEVELOPMENTS LIMITEDGuildford · inc. Feb 2012
- JOHN MASON FINANCIAL PLANNING LIMITEDHorsham · inc. Nov 2005
- PLAN FINANCE LIMITEDRedhill · inc. Oct 2004
All companies incorporated on 23 November 2010 · in Nov 2010.
09
Reminders for STEP ONE FINANCE LIMITED
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.