£1.55m
−24%vs May 2024Active08493961Private limited companyMarket Harborough
SMART-COVER DIRECT LIMITED
Significant control: Niraz Mohammed Buhari (25–50%), Grant Richard Burrows (25–50%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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Registered activity: Activities of insurance agents and brokers (SIC 66220). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
SMART-COVER DIRECT LIMITED is an active private limited company (company number 08493961) incorporated on 18 April 2013, registered in Market Harborough. Its registered activity is activities of insurance agents and brokers (SIC 66220). Latest small accounts cover the period ending 31 May 2025, showing net assets of £1.55m and cash of £309k, with 9 employees on average. Net assets fell 24% on the prior period (£2.03m).
Peer position · net assets
By net assets it sits in the top quarter of 79 comparable companies in Leicester (median £7,887, upper quartile £84k).
02
Ownership and control
- Mr Niraz Mohammed Buhari
- owns 25–50% of shares
- Mr Grant Richard Burrows
- owns 25–50% of shares
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 18 April 201313 yrs ago
- Next accounts due
- 28 February 2027in 125 days
- Confirmation statement due
- 2 May 2027in 188 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 66220
- Activities of insurance agents and brokers
- Accounts type
- Total Exemption Full
- Size band
- MicroCompanies Act thresholds
05
Financials
£309k
+48%vs May 2024Not reported
9
−18%vs May 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 May 2025 | £1.55m | £309k | £2.08m | £479k | — | — | 9 |
| 31 May 2024 | £2.03m | £209k | £1.18m | £441k | — | — | 11 |
Current ratio4.98Current assets ÷ creditors within one year
Cash per employee£34kCash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets above zeroNet assets £1,552,095 at 31 May 2025
- Current assets at least 1.5× creditors within one yearCurrent ratio 4.98
- Cash at bank of £50,000 or moreCash £308,761
- Incorporated five or more years agoIncorporated 18 April 2013
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Confirmation statement duein 188 days
- Next accounts duein 125 days
- Accounts period endNet assets £1.55m · small accounts
- Accounts period endNet assets £2.03m · small accounts
- Incorporated
08
Similar companies in Leicester
- FAVERSHAM UNDERWRITING LIMITEDLutterworth · inc. Jun 2013
- MONEY MATTERS CONSULTANCY LIMITEDLeicester · inc. Jan 2013
- L&P BENSON LIMITEDLoughborough · inc. Nov 2012
- J K WEALTH MANAGEMENT LIMITEDLeicester · inc. Oct 2012
- MAC FIN CLIENT SERVICES LIMITEDLeicester · inc. Nov 2013
- VANTAGE TAX FEE PROTECTION LIMITEDLeicester · inc. Jan 2014
All companies incorporated on 18 April 2013 · in Apr 2013.
09
Reminders for SMART-COVER DIRECT LIMITED
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.