£22k
−8%vs Dec 2024Active09289044Private limited companyColchester
WE ARE MORTGAGES LTD
Significant control: Jack Adams (75–100%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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What does We Are Mortgages Ltd sell?
Registered activity: Activities of mortgage finance companies (SIC 64922). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
WE ARE MORTGAGES LTD is an active private limited company (company number 09289044) incorporated on 30 October 2014, registered in Colchester. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest small accounts cover the period ending 31 December 2025, showing net assets of £22k and cash of £113k, with 9 employees on average. Net assets fell 8% on the prior period (£24k).
Peer position · net assets
By net assets it sits in the upper half of 193 comparable companies in Essex (median £8,833, upper quartile £34k).
02
Ownership and control
- Mr Jack Adams
- owns 75–100% of shares
- holds 75–100% of voting rights
- can appoint or remove directors
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 30 October 201411 yrs ago
- Next accounts due
- 30 September 2027in 338 days
- Confirmation statement due
- 13 November 2026in 17 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 64922
- Activities of mortgage finance companies
- Accounts type
- Total Exemption Full
- Size band
- MicroCompanies Act thresholds
05
Financials
£113k
No changevs Dec 2024Not reported
9
+125%vs Dec 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 December 2025 | £22k | £113k | £72k | — | — | — | 9 |
| 31 December 2024 | £24k | £113k | £80k | — | — | — | 4 |
Cash per employee£13kCash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets above zeroNet assets £21,932 at 31 December 2025
- Cash at bank of £50,000 or moreCash £113,386
- Incorporated five or more years agoIncorporated 30 October 2014
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Next accounts duein 338 days
- Confirmation statement duein 17 days
- Accounts period endNet assets £22k · small accounts
- Accounts period endNet assets £24k · small accounts
- Incorporated
08
Similar companies in Essex
- MISTRY & SONS LIMITEDSouthend-On-Sea · inc. Nov 2014
- FELIXSTOWE MORTGAGE CENTRE LIMITEDColchester · inc. Sept 2014
- MDC RESOURCES LIMITEDBishop'S Stortford · inc. Mar 2015
- BEST FINANCIAL GROUP LTDBillericay · inc. Apr 2015
- MORTGAGE BUSINESS FINANCIAL ADVISERS LTDChelmsford · inc. Apr 2015
- THE VICTORIA PARK MORTGAGE COMPANY LTDBrentwood · inc. May 2015
All companies incorporated on 30 October 2014 · in Oct 2014.
09
Reminders for WE ARE MORTGAGES LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.