£50
−100%vs Jun 2024Active12687834Private limited companyLondon
VIRTUOUS MORTGAGES LTD
Significant control: Aarti Bharakhada (75–100%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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What does Virtuous Mortgages Ltd sell?
Registered activity: Activities of mortgage finance companies (SIC 64922). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
VIRTUOUS MORTGAGES LTD is an active private limited company (company number 12687834) incorporated on 22 June 2020, registered in London. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest abridged accounts cover the period ending 30 June 2025, showing net assets of £50 and cash of £56, with 1 employee on average. As abridged accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 100% on the prior period (£14k).
Peer position · net assets
By net assets it sits in the lower half of 416 comparable companies in London (median £6,096, upper quartile £43k).
02
Ownership and control
- Ms Aarti Bharakhada
- owns 75–100% of shares
- holds 75–100% of voting rights
- can appoint or remove directors
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 22 June 20206 yrs ago
- Next accounts due
- 30 March 2027in 158 days
- Confirmation statement due
- 6 July 2027in 256 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 64922
- Activities of mortgage finance companies
- Accounts type
- Unaudited Abridged
- Size band
- MicroCompanies Act thresholds
05
Financials
£56
−100%vs Jun 2024Not disclosed
1
No changevs Jun 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 30 June 2025 | £50 | £56 | £2,035 | — | — | — | 1 |
| 30 June 2024 | £14k | £15k | £0 | — | — | — | 1 |
Cash per employee£56Cash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets above zeroNet assets £50 at 30 June 2025
- Net assets down 25% or more on the prior period-99.6% vs prior period
- Incorporated five or more years agoIncorporated 22 June 2020
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Confirmation statement duein 256 days
- Next accounts duein 158 days
- Accounts period endNet assets £50 · abridged accounts
- Accounts period endNet assets £14k · abridged accounts
- Incorporated
08
Similar companies in London
- CHUKS AND SONS LTDLondon · inc. Jun 2020
- EQUILEASE LIMITEDLondon · inc. Jul 2020
- FUNDING 365 ASSETS LIMITEDLondon · inc. Jul 2020
- RIVERLIGHT FINANCIAL SERVICES LIMITEDLondon · inc. Jul 2020
- PRICE ANDERSON MORTGAGES LIMITEDLondon · inc. May 2020
- LANDFIN LIMITEDLondon · inc. Aug 2020
All companies incorporated on 22 June 2020 · in Jun 2020.
09
Reminders for VIRTUOUS MORTGAGES LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.