£1,955
−43%vs Aug 2024Active12802940Private limited companyCroydon
RIDGEWAY FINANCE LTD
Significant control: Ian Richard Lombardo (75–100%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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What does Ridgeway Finance Ltd sell?
Registered activity: Activities of mortgage finance companies (SIC 64922). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
RIDGEWAY FINANCE LTD is an active private limited company (company number 12802940) incorporated on 10 August 2020, registered in Croydon. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest micro accounts cover the period ending 31 August 2025, showing net assets of £1,955, with 2 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 43% on the prior period (£3,412).
Peer position · net assets
By net assets it sits in the lower half of 372 comparable companies in Greater London (median £4,970, upper quartile £33k).
02
Ownership and control
- Mr Ian Richard Lombardo
- owns 75–100% of shares
- holds 75–100% of voting rights
- can appoint or remove directors
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 10 August 20206 yrs ago
- Next accounts due
- 31 May 2027in 217 days
- Confirmation statement due
- 24 August 2027in 302 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 64922
- Activities of mortgage finance companies
- SIC 64999
- Financial intermediation not elsewhere classified
- SIC 70221
- Financial management
- Accounts type
- Micro Entity
- Size band
- MicroCompanies Act thresholds
05
Financials
Not reported
Not disclosed
2
−33%vs Aug 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 August 2025 | £1,955 | — | — | £2,400 | — | — | 2 |
| 31 August 2024 | £3,412 | — | — | £2,981 | — | — | 3 |
Current ratio1.62Current assets ÷ creditors within one year
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing; micro-entity accounts contain no profit and loss account.
06
Filing and accounts signals
- Net assets above zeroNet assets £1,955 at 31 August 2025
- Net assets down 25% or more on the prior period-42.7% vs prior period
- Current assets at least 1.5× creditors within one yearCurrent ratio 1.62
- Incorporated five or more years agoIncorporated 10 August 2020
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Confirmation statement duein 302 days
- Next accounts duein 217 days
- Accounts period endNet assets £1,955 · micro accounts
- Accounts period endNet assets £3,412 · micro accounts
- Incorporated
08
Similar companies in Greater London
- JP MORTGAGE SERVICES LTDGravesend · inc. Aug 2020
- TR FINANCIAL LTDBorehamwood · inc. Jul 2020
- WEALTHMAX LIFE & HEALTH LTDBrentford · inc. Jul 2020
- VALLEY ROAD MORTGAGE & PROTECTION LTDGravesend · inc. Sept 2020
- MI CASA MORTGAGES LTDCroydon · inc. Jul 2020
- HGC FINANCE LTDHarrow · inc. Jul 2020
All companies incorporated on 10 August 2020 · in Aug 2020.
09
Reminders for RIDGEWAY FINANCE LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.